For intermediaries

Find lending criteria in seconds, not minutes.

Search complex criteria, packaging requirements and document checklists in plain English. Designed for brokers who don’t have time to dig through PDFs.

✔ Residential & BTL ✔ Self-employed ✔ Packaging rules

Illustration of brokers reviewing lending criteria

Example broker questions

“Max LTV for first-time buyers?”
“Do you accept contractors on day rates?”
“Docs required for a BTL purchase?”

Chat with Lenny

Ask Lenny anything about the lending criteria and he’ll help you find the right answer.

Criteria by topic

These sections mirror the content the AI assistant is trained on. Each tile can link to your detailed criteria pages or documents.

Affordability

Max LTVs, stress rates, income multiples and background BTL.

Lending policy

Applicants

Age limits, residency, credit profile, number of applicants.

Eligibility

Income types

Employed, self-employed, contractors, bonus & overtime.

Income

Property types

Flats, houses, new build, above commercial, HMOs.

Security

Packaging & documents

What underwriters expect on first submission.

Packaging

Specialist & exceptions

Complex income, adverse, unusual property or structures.

Specialist

Submit a case

Outline the case in a simple form and our team will confirm eligibility or suggest alternatives.

Launch case submission →

Calculators & forms

Affordability calculators, BTL stress tools and downloadable application forms.

View all tools →

Help & support

Speak with our intermediary support team or your local BDM for live case queries.

Contact support →

Content hub

Short, broker-focused content that AI can also reference.

Understanding our residential criteria

A plain-language summary of how we assess residential cases, from LTV bands to income evidence.

Read guide →

Packaging checklist for clean submissions

Reduce back-and-forth with underwriting by sending everything we need first time.

View checklist →

BTL and portfolio landlord criteria

How we stress test BTL, view background portfolios and treat limited company structures.

See BTL criteria →