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Ask Lenny anything about the lending criteria and he’ll help you find the right answer.

Affordability

Affordability Test

Evidence of Mortgage/Rent Payments

Applicants

Acceptable Identification Documents

Income

Applicants Unable to Act for Themselves / Vulnerable Persons

Credit History

Build types

New Build/Newly Converted Properties

Business Use

Property with an Annexe

Buy-to-Let

Affordability for Buy-to-Let

Buy-to-Let Definition

General

Applicant Details

Deposit

Proof of Deposit

Source of Deposit

General

Capital Raising

Casual Employment

Child Minding/Fostering

Credit Commitments

Income

Income

Property

Acceptable Security

Unacceptable Security

Repayment Terms and Repayment Methods

Repayment Terms

Repayment Methods

Interest Only

Repayment Strategies

Self-Employed

Self-Employed Definition

Self-Employed Income – Assessment of Income

Applicants with less than one full year’s trading history

Self-Employed Contractor Applicants

Skilled Worker Visa

General

Valuations and Retentions

Valuations

Retentions

Final Inspection – New Build

Valuation Fee Scale

General Information
Contact Us

Contact our Intermediary Team with any case queries you may have.

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